{"id":849,"date":"2019-09-10T18:54:00","date_gmt":"2019-09-10T18:54:00","guid":{"rendered":"http:\/\/propertyandlivestock.com.au\/?p=849"},"modified":"2020-05-11T17:03:05","modified_gmt":"2020-05-11T17:03:05","slug":"lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures","status":"publish","type":"post","link":"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/","title":{"rendered":"Lending to Households and Businesses in Australia Shows an Upward Movement, Jul 2019 Figures."},"content":{"rendered":"<p>KEY POINTS<\/p>\n\n\n\n<p>In seasonally adjusted terms, new lending commitments to households rose 3.9% in July 2019, following a 1.9% rise in June.<\/p>\n\n\n\n<p>The rise in lending to households was driven by owner occupier dwellings excluding refinancing (up 5.3%), refinancing of household loans (up 5.4%) and investment dwellings excluding refinancing (up 4.7%).<\/p>\n\n\n\n<p>New lending for owner occupier dwellings excluding refinancing fell 8.3% on July 2018 and new lending for investment dwellings excluding refinancing fell 20.4% on July 2018.<\/p>\n\n\n\n<p>In trend terms, new lending commitments for owner occupier dwellings excluding refinancing rose 0.7% and investment dwellings excluding refinancing rose 0.3% in July 2019.<\/p>\n\n\n\n<p>There were rises in the number of new lending commitments to owner occupier first home buyers (1.3%) and owner occupier non-first home buyers (4.0%) in seasonally adjusted terms. Growth in the number of non-first home buyers was greater than the growth in the number of first home buyers for the first time since December 2018.<\/p>\n\n\n\n<p>Lending to households for refinancing rose 5.4% in seasonally adjusted terms. Refinancing of owner occupier dwellings was the largest contributor to the rise in July (up 6.3%), followed by refinancing of investment dwellings (up 3.5%) and refinancing of personal loans (up 4.3%).<\/p>\n\n\n\n<p>Personal finance excluding refinancing fell 2.6% in seasonally adjusted terms during July 2019 and is down 8.9% from July 2018.<\/p>\n\n\n\n<p>In trend terms, the value of lending commitments to businesses fell 1.3% in July 2019, but is up 1.5% from July 2018.<\/p>\n\n\n\n<p>Source: ABS<\/p>","protected":false},"excerpt":{"rendered":"<p>KEY POINTS In seasonally adjusted terms, new lending commitments to households rose 3.9% in July 2019, following a 1.9% rise in June. The rise in lending to households was driven by owner occupier dwellings excluding refinancing (up 5.3%), refinancing of household loans (up 5.4%) and investment dwellings excluding refinancing (up 4.7%). New lending for owner&hellip;<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","two_page_speed":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-849","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lending to Households and Businesses in Australia Shows an Upward Movement, Jul 2019 Figures. - David Carter Property and Livestock<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lending to Households and Businesses in Australia Shows an Upward Movement, Jul 2019 Figures. - David Carter Property and Livestock\" \/>\n<meta property=\"og:description\" content=\"KEY POINTS In seasonally adjusted terms, new lending commitments to households rose 3.9% in July 2019, following a 1.9% rise in June. The rise in lending to households was driven by owner occupier dwellings excluding refinancing (up 5.3%), refinancing of household loans (up 5.4%) and investment dwellings excluding refinancing (up 4.7%). New lending for owner&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/\" \/>\n<meta property=\"og:site_name\" content=\"David Carter Property and Livestock\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/davidcarterpropertylivestock\" \/>\n<meta property=\"article:published_time\" content=\"2019-09-10T18:54:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-05-11T17:03:05+00:00\" \/>\n<meta name=\"author\" content=\"David Carter Property and Livestock\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@LivestockDavid\" \/>\n<meta name=\"twitter:site\" content=\"@LivestockDavid\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Carter Property and Livestock\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/\",\"url\":\"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/\",\"name\":\"Lending to Households and Businesses in Australia Shows an Upward Movement, Jul 2019 Figures. - David Carter Property and Livestock\",\"isPartOf\":{\"@id\":\"https:\/\/propertyandlivestock.com.au\/en_au\/#website\"},\"datePublished\":\"2019-09-10T18:54:00+00:00\",\"dateModified\":\"2020-05-11T17:03:05+00:00\",\"author\":{\"@id\":\"https:\/\/propertyandlivestock.com.au\/en_au\/#\/schema\/person\/7fb75b1cef8fef8e63ef0c6b8c337e84\"},\"breadcrumb\":{\"@id\":\"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/#breadcrumb\"},\"inLanguage\":\"zh-CN\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/propertyandlivestock.com.au\/en_au\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Lending to Households and Businesses in Australia Shows an Upward Movement, Jul 2019 Figures.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/propertyandlivestock.com.au\/en_au\/#website\",\"url\":\"https:\/\/propertyandlivestock.com.au\/en_au\/\",\"name\":\"David Carter Property and Livestock\",\"description\":\"Settting the right expectations\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/propertyandlivestock.com.au\/en_au\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"zh-CN\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/propertyandlivestock.com.au\/en_au\/#\/schema\/person\/7fb75b1cef8fef8e63ef0c6b8c337e84\",\"name\":\"David Carter Property and Livestock\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-CN\",\"@id\":\"https:\/\/propertyandlivestock.com.au\/en_au\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d38c6fe4891bbc7f7356efa237a96363?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d38c6fe4891bbc7f7356efa237a96363?s=96&d=mm&r=g\",\"caption\":\"David Carter Property and Livestock\"},\"url\":\"https:\/\/propertyandlivestock.com.au\/zh\/author\/pwsbuilder\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Lending to Households and Businesses in Australia Shows an Upward Movement, Jul 2019 Figures. - David Carter Property and Livestock","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/","og_locale":"zh_CN","og_type":"article","og_title":"Lending to Households and Businesses in Australia Shows an Upward Movement, Jul 2019 Figures. - David Carter Property and Livestock","og_description":"KEY POINTS In seasonally adjusted terms, new lending commitments to households rose 3.9% in July 2019, following a 1.9% rise in June. The rise in lending to households was driven by owner occupier dwellings excluding refinancing (up 5.3%), refinancing of household loans (up 5.4%) and investment dwellings excluding refinancing (up 4.7%). New lending for owner&hellip;","og_url":"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/","og_site_name":"David Carter Property and Livestock","article_publisher":"https:\/\/www.facebook.com\/davidcarterpropertylivestock","article_published_time":"2019-09-10T18:54:00+00:00","article_modified_time":"2020-05-11T17:03:05+00:00","author":"David Carter Property and Livestock","twitter_card":"summary_large_image","twitter_creator":"@LivestockDavid","twitter_site":"@LivestockDavid","twitter_misc":{"\u4f5c\u8005":"David Carter Property and Livestock","\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4":"1 \u5206"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/","url":"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/","name":"Lending to Households and Businesses in Australia Shows an Upward Movement, Jul 2019 Figures. - David Carter Property and Livestock","isPartOf":{"@id":"https:\/\/propertyandlivestock.com.au\/en_au\/#website"},"datePublished":"2019-09-10T18:54:00+00:00","dateModified":"2020-05-11T17:03:05+00:00","author":{"@id":"https:\/\/propertyandlivestock.com.au\/en_au\/#\/schema\/person\/7fb75b1cef8fef8e63ef0c6b8c337e84"},"breadcrumb":{"@id":"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/#breadcrumb"},"inLanguage":"zh-CN","potentialAction":[{"@type":"ReadAction","target":["https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/propertyandlivestock.com.au\/zh\/lending-to-households-and-businesses-in-australia-shows-an-upward-movement-jul-2019-figures\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/propertyandlivestock.com.au\/en_au\/"},{"@type":"ListItem","position":2,"name":"Lending to Households and Businesses in Australia Shows an Upward Movement, Jul 2019 Figures."}]},{"@type":"WebSite","@id":"https:\/\/propertyandlivestock.com.au\/en_au\/#website","url":"https:\/\/propertyandlivestock.com.au\/en_au\/","name":"David Carter Property and Livestock","description":"Settting the right expectations","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/propertyandlivestock.com.au\/en_au\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"zh-CN"},{"@type":"Person","@id":"https:\/\/propertyandlivestock.com.au\/en_au\/#\/schema\/person\/7fb75b1cef8fef8e63ef0c6b8c337e84","name":"David Carter Property and Livestock","image":{"@type":"ImageObject","inLanguage":"zh-CN","@id":"https:\/\/propertyandlivestock.com.au\/en_au\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d38c6fe4891bbc7f7356efa237a96363?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d38c6fe4891bbc7f7356efa237a96363?s=96&d=mm&r=g","caption":"David Carter Property and Livestock"},"url":"https:\/\/propertyandlivestock.com.au\/zh\/author\/pwsbuilder\/"}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","jetpack-related-posts":[{"id":901,"url":"https:\/\/propertyandlivestock.com.au\/zh\/the-hidden-trade-off-of-drought-assistance\/","url_meta":{"origin":849,"position":0},"title":"The Hidden Trade-Off Of Drought Assistance","author":"David Carter Property and Livestock","date":"21 10 \u6708, 2018","format":false,"excerpt":"AS banks tighten the credit cycle in the wake of Royal Commission pressure, loyalty is best reserved for family and friends, farming finance experts have warned. Banks feast on many of the stoic, resilience-building traits that run thick in the blood of primary producers and agribusiness, according to\u00a0agri finance chief\u2026","rel":"","context":"\u7c7b\u4f3c\u6587\u7ae0","block_context":{"text":"\u7c7b\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":657,"url":"https:\/\/propertyandlivestock.com.au\/zh\/1-2-billion-drawdown-shows-farm-management-deposits-fmd-scheme-is-working\/","url_meta":{"origin":849,"position":1},"title":"$1.2 billion Drawdown Shows Farm Management Deposits (FMD) Scheme Is Working","author":"David Carter Property and Livestock","date":"7 5 \u6708, 2019","format":false,"excerpt":"HAVING peaked at $6.6 billion in June 2018, the national balance held in Farm Management Deposits (FMDs) has fallen by over $1.2 billion to a balance of $5.37 billion at the end of the March 2019 quarter, in a pattern that shows the FMD scheme is working as intended. National\u2026","rel":"","context":"\u5728\u201cAgribusiness Advice\u201d\u4e2d","block_context":{"text":"Agribusiness Advice","link":"https:\/\/propertyandlivestock.com.au\/zh\/category\/agribusiness-advice\/"},"img":{"alt_text":"David Carter Property and Livestock","src":"https:\/\/i0.wp.com\/propertyandlivestock.com.au\/wp-content\/uploads\/2020\/05\/NAB-FMD-chart-May-2019.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/propertyandlivestock.com.au\/wp-content\/uploads\/2020\/05\/NAB-FMD-chart-May-2019.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/propertyandlivestock.com.au\/wp-content\/uploads\/2020\/05\/NAB-FMD-chart-May-2019.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/propertyandlivestock.com.au\/wp-content\/uploads\/2020\/05\/NAB-FMD-chart-May-2019.png?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":855,"url":"https:\/\/propertyandlivestock.com.au\/zh\/property-ownership-in-australia-due-diligence\/","url_meta":{"origin":849,"position":2},"title":"Property Ownership In Australia \u2013 Due Diligence","author":"David Carter Property and Livestock","date":"8 2 \u6708, 2019","format":false,"excerpt":"Land in Australia is generally sold on an \u2018as is, where is\u2019 basis and the principle of caveat emptor (buyer beware) applies. This means that you, as a purchaser, need to undertake due diligence of a property before you buy as vendor warranties are generally of a limited nature. The\u2026","rel":"","context":"\u7c7b\u4f3c\u6587\u7ae0","block_context":{"text":"\u7c7b\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":914,"url":"https:\/\/propertyandlivestock.com.au\/zh\/bank-rate-rises-to-trigger-bidding-war-over-property-borrowers\/","url_meta":{"origin":849,"position":3},"title":"Bank Rate Rises to Trigger Bidding War Over Property Borrowers","author":"David Carter Property and Livestock","date":"18 9 \u6708, 2018","format":false,"excerpt":"Lenders are expected to start poaching rivals\u2019 customers and aggressively target best new borrowers in response to higher standard variable rates being rolled out by three major banks from next week, according to bankers and analysts.\u00a0\u00a0\u201cA huge disparity is emerging between rates for new and existing customers, which \u00a0gives more\u2026","rel":"","context":"\u7c7b\u4f3c\u6587\u7ae0","block_context":{"text":"\u7c7b\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1017,"url":"https:\/\/propertyandlivestock.com.au\/zh\/the-2018-guide-to-the-first-home-owners-grant-in-nsw\/","url_meta":{"origin":849,"position":4},"title":"The 2018 guide to the First Home Owners Grant in NSW","author":"David Carter Property and Livestock","date":"8 7 \u6708, 2018","format":false,"excerpt":"The first home owner grant (FHOG) in NSW.\u00a0(Source: The NSW State Office of Revenue) Under the FHOG in NSW, there are several schemes which have been developed to help first home buyers get into the property market sooner: The First Home-New Home Scheme, the First Home Owner Grant (New Homes)\u2026","rel":"","context":"\u7c7b\u4f3c\u6587\u7ae0","block_context":{"text":"\u7c7b\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":996,"url":"https:\/\/propertyandlivestock.com.au\/zh\/beef-farms-australia-july-2018\/","url_meta":{"origin":849,"position":5},"title":"Beef Farms Australia July 2018","author":"David Carter Property and Livestock","date":"22 7 \u6708, 2018","format":false,"excerpt":"Beef Farms Australia July 2018","rel":"","context":"\u7c7b\u4f3c\u6587\u7ae0","block_context":{"text":"\u7c7b\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/propertyandlivestock.com.au\/zh\/wp-json\/wp\/v2\/posts\/849"}],"collection":[{"href":"https:\/\/propertyandlivestock.com.au\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/propertyandlivestock.com.au\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/propertyandlivestock.com.au\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/propertyandlivestock.com.au\/zh\/wp-json\/wp\/v2\/comments?post=849"}],"version-history":[{"count":0,"href":"https:\/\/propertyandlivestock.com.au\/zh\/wp-json\/wp\/v2\/posts\/849\/revisions"}],"wp:attachment":[{"href":"https:\/\/propertyandlivestock.com.au\/zh\/wp-json\/wp\/v2\/media?parent=849"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/propertyandlivestock.com.au\/zh\/wp-json\/wp\/v2\/categories?post=849"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/propertyandlivestock.com.au\/zh\/wp-json\/wp\/v2\/tags?post=849"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}